Analysis of Bank Health Level Assessment Using the RGEC Method in Government-Owned Commercial Banks Listed on the Indonesia Stock Exchange
DOI:
https://doi.org/10.31851/jmwe.v23i2.22438Abstract
The purpose of this study is to examine the health of the State-owned Commercial Banks (BUMN), consisting of BNI Bank, BRI Bank, BTN Bank and Mandiri Bank, over the period 2019-2020. This type of research is descriptive with a qualitative approach. The data for this study use secondary data sourced from his annual report for the period 2019-2020 published by the State-owned Commercial Bank on the official website of the Indonesia Stock Exchange. The data analysis method uses his RGEC method with a risk-based banking rate and has a range of assessments of RGEC factors. The results of this survey show the health of state-owned commercial banks in relation to aspects of RGEC. (1) Bank BNI achieved a healthy rating in 2019 and a fairly healthy rating in 2020, with composite scores of 84% and 68%. . (2) Bank BRI received a healthy composite rating in 2019 and a very healthy rating in 2020 with a composite score of 84% and 88%. (3) Bank BTN had a fairly strong composite rating in 2019 and a fairly strong rating in 2020, with composite scores of 64% and 68%. (4) Bank Mandiri achieved a very healthy rating in 2019 and a very healthy rating in 2020, with composite scores of 88% and 92% respectively.
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